Financing & Layaway

Financing and layaway are available at Bernard’s Jewelers!


Take advantage of special financing through Synchrony. Synchrony offers monthly specials with NO interest!




  • 6 Months
  • Must pay 20% down to put on layaway
  • If it is a special order item, 50% must be paid to order
  • If you’re unable to pay off your layaway within the 6 month time frame, the item will be returned to stock and a restocking fee of 25% will be applied and the remaining credit will stay on an in-store credit slip.
  • No refunds will be given on layaway – only in-store credit.


Questions? Contact us at 912-764-5379.